In celebration of Bank of Charles Town’s journey that has been unfolding for over 154 years, the bank announced today it is officially being renamed Potomac Bank, effective November 3, 2025. This transition not only reflects the bank’s significant growth and expanding regional presence across the Eastern Panhandle of West Virginia, Washington County, Maryland, and Northern Virginia, it also affirms the foresight of its Board of Directors who established and named its holding company, Potomac Bancshares, over 30 years ago.
The name Potomac Bank was chosen to symbolize the powerful connection shared among the diverse communities the bank serves, all united by the namesake Potomac River, which has shaped the region’s geography, history, and prosperity. This transition is a natural progression that honors the bank’s heritage and values while celebrating the shared connection that unites the bank’s identity.
“Potomac Bank is more than a new name. It’s a reflection of who we’ve become, the relationships we’ve nurtured, and the future we’re building together,” stated Dr. Keith Berkeley, Chairman of Potomac Bancshares.“ This transition isn’t about changing who we are, it’s about embracing our successful growth into the Potomac River region and expanding those relationships into the future.”
The new name also directly aligns the bank with its holding company, Potomac Bancshares, whose name was intentionally chosen in 1994 in anticipation of this very moment of growth. Since its founding in 1871, the bank has been deeply rooted in the Charles Town, West Virginia, area. Over many generations, it has proudly shared its unique approach to community banking, extending its reach to bring exceptional service to neighboring communities across a broader Potomac River region.
“While our name is evolving, our iconic tree logo endures as a symbol of our deep roots and our ongoing commitment to growing strong, vibrant communities,” said Alice P. Frazier, President and CEO.“ As we look to the future, our client-first mindset will continue to guide our team in providing expert financial guidance and driving innovation across the bank, from improving the client experience to enhancing efficiency and expanding our offerings. And just as we always have, we’ll continue to lead with our founding core value – if you have the ability to help your neighbor, you do.”
Clients, shareholders, vendors, and community partners can expect a seamless transition. The bank’s ownership, leadership, values, and dedication to personalized service will remain the same. The same friendly faces will continue to provide trusted service and support. All existing accounts, services, and branch locations also remain the same.
“This transition does not mark a departure from our values, it reaffirms them,“ added Frazier.“ The experience clients have come to trust – customized support, local decision-making, and a meaningful impact on local communities – remains the same.”
To mark this new chapter, Bank of Charles Town will introduce its new tagline: “Community Takes Root Here.” This phrase underscores the bank’s ongoing mission to help the communities and economies they serve grow stronger by supporting individuals and families, local entrepreneurs and businesses, municipalities and community organizations, and investing in the next generation.
This transition marks a significant milestone in the bank’s long and storied history, a celebration of everything accomplished over the past 154 years, and is a bold step into the future. Bank of Charles Town, to be renamed Potomac Bank on November 3, 2025, is where tradition meets progress and where community takes root.
About Bank of Charles Town:
Bank of Charles Town, to be renamed Potomac Bank on Nov. 3, 2025, has proudly served its communities for over 154 years. Founded in 1871, and a wholly owned subsidiary of Potomac Bancshares, Inc. (OTCID:PTBS), the bank has grown to become a trusted financial partner across the Eastern Panhandle of West Virginia, Washington County, Maryland, and Northern Virginia. Committed to personalized service and community investment, Bank of Charles Town offers a full range of financial solutions to individuals, families, and businesses, fostering growth and prosperity throughout the region. Learn more at www.mybct.bank.